We are happy to research the insurance market to source for you the most appropriate policy to suit your needs.
We can also review existing policies to see if the cover provided remains relevant and is reasonably priced.
However, before undertaking our research we like to make sure that you are not over or under insured and that you are insuring the right risk. For instance, while someone with no financial dependants may have little need for life insurance, protecting their income in the event that they are unable to work due to long-term sickness or injury will make sure that they can achieve financial objectives, such as repaying a mortgage or maintaining their independence.
We can also advise on relevant life policies, where we will place any policies you take out into the most appropriate trusts, in order to ensure maximum tax-efficiency.
We can advise on and arrange:
- Life Assurance – Term or Decreasing (Mortgage Protection)
- Relevant Life Policies
- Income Protection
- Critical Illness cover.
For more information on our life assurance services, please contact Marc Stemmer on 020 8209 9299 or at marc@hampsteadwealth.co.uk.
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