Care is often treated as a separate conversation from pensions and wider estate planning. In practice they are closely linked, and with nursing care costing well over £80,000 a year, the stakes are high. Build care into your wealth plan A good plan should be stress-tested against a care scenario. Read more…
A year ago, savers were told that from April 2027 anyone under 65 would be limited to £12,000 a year in a cash ISA. Many of you asked whether to rethink how you save. The new Chancellor has now settled the question. The cash ISA limit stays at £20,000 John Read more…
The Autumn Budget on 28 October introduced a new relief with a potentially confusing name. The Pension Tax Allowance is not about how much you can pay into a pension. It is aimed at pensioners on modest incomes, but the wider Budget carries messages for every saver. How the Pension Read more…
It can be difficult for young people to get started with saving, as ongoing living expenses sap much of the money they earn through work. However, you may have already given them a strong head start by setting up a Child Trust Fund that is now ready for them to Read more…
