While there are exciting elements to later life planning, like budgeting for the trip you have dreamed of for decades, there are more serious issues that need to be accounted for. You and any loved one you live with may be in need of some form of care as circumstances Read more…
Salary expectations may have guided your choice of job as a worker and returns on investment should have informed your savings strategy. With retirement planning, a similar focus on the fiscal realities of funding your lifestyle is often overlooked. To avoid having your retirement plans weakened, it is worth giving Read more…
The state pension age is set to increase over time to delay the retirements of countless working people. In response to growing economic pressures, it is believed that the Government is considering implementing the increase sooner than previously planned. While such plans have been dismissed by the Treasury, similar rebukes Read more…
In a shocking turn of events, Rachel Reeves has confirmed the ISA tax that the Treasury previously deemed ‘nonsense’. From April 2027, savers could face a 22 per cent tax on interest earned from uninvested cash held in a Stocks and Shares ISA. What changes are being made to ISAs? Read more…
You are likely aware of the upcoming inclusion of unspent pension pots for Inheritance Tax (IHT) calculations from 6 April 2027. This has sparked a wave of interest in finding alternative ways to save for the future. While it might seem necessary to reduce the amount contained in your pension Read more…