It is often hard to achieve the rewards of investment without taking on a little risk. However, how much of your wealth you are willing to risk will often differ at different stages of your life. When it comes to risk, everyone is different. For some a calculated risk with Read more…
Lots of landlords and property investors, including many people investing to supplement their retirement income, have been able to enter the property market over the last decade thanks to buy-to-let. The ability to get an affordable buy-to-let mortgage has opened up the door to many people who would have otherwise Read more…
Rapidly rising inflation has been pushing up the Bank of England’s (BoE) base rate at a historic pace in the last few months. The rate, set by the Bank’s Monetary Policy Committee (MPC), rose by 0.5 per cent in both August and September and currently sits at 2.25 per cent Read more…
During the mini-Budget, the Chancellor, Kwasi Kwarteng, plans to “accelerate” reforms to the pensions charge cap. This move, he said, would help to “unlock pension investments” into UK assets and high-growth businesses. Under these new pension measures, the Government has brought forward plans that exclude performance fees from the 0.75 per Read more…
Adding property investment into a wider portfolio has been a popular option for many savers for a number of years. However, now new buy-to-let landlords may face a challenge as lenders pull lower fixed-rate mortgage products from the market. At the end of September, some 37 lenders decided to remove Read more…