Emergency savings can be the financial buffer that stops short-term shocks from turning into long-term struggles. However, according to the Financial Conduct Authority (FCA), one in ten people in the UK have no cash savings at all. A further 21 per cent have less than £1,000 available for emergencies. Low Read more…
Research from Citizens Advice has revealed that than 13 million UK adults (around 26 per cent) have accidentally taken out a subscription in the past year. These range from fitness apps to food deliveries, repeat pet food orders to digital magazines. What are forgotten subscriptions really costing you? Between 2023 Read more…
President Donald Trump’s second term has ushered in a wave of protectionist trade policies, including sweeping tariffs that have rattled global markets. Since January 2025, the average US tariff rate has surged from 2.5 per cent to 27 per cent – the highest in over a century. Tariffs on Chinese Read more…
Half of UK adults are unclear on how the state pension works, according to Standard Life’s Retirement Voice report. Nearly one-third of those closest to retirement (aged 55 to 64) are still in the dark. If you do not know how much you will receive or when payments will start, Read more…
While the Bank of England (BOE) has started cutting the base rate in recent times, mortgage pricing remains mixed. While the base rate dropped by 0.5 percentage points between October 2024 and March 2025, average fixed mortgage rates initially climbed. However, recent market changes have seen sub-four per cent deals Read more…