Any sustainable retirement plan should have redundancies built into it. That is why many savers choose to not only invest money into their pension but also property as well. Recent research shows that the number of people intending to use property to provide a retirement income is on the rise. Read more…
While debt is often seen in negative terms there can be times in life when it is not only a necessity but can lead to a better financial position. That is if is done in the right way. Broadly speaking some debts can be termed as ‘good’. These are ones Read more…
Disappointing interest rates on everyday savings accounts and other investments mean investors and everyday savers are looking for alternative places to put their money. One of these is long-term savings accounts. Long-term savings accounts have several advantages. The primary advantage is they usually offer a higher rate of interest albeit Read more…
Planning for retirement is no easy task as this is related to lifetime earnings and anticipated needs in later life. People’s needs, or their perceived needs, vary widely. However, there are some facts and figures which can be used to ascertain the minimum amount of money you would need to Read more…
To obtain a full state pension upon retiring, individuals need to have built up a required 35 years of NI contributions. Those missing the full 35 years of contributions face receiving a reduced State Pension when retiring. For those who have not got this number of years in full, it Read more…