It is a fairly cliched saying, but you really shouldn’t “put all your eggs in one basket”. During times of volatility and uncertainty, having a wide and diversified spread of investments, savings and assets is often the best approach to minimise risk to your overall wealth. If you were to Read more…
It is often hard to achieve the rewards of investment without taking on a little risk. However, how much of your wealth you are willing to risk will often differ at different stages of your life. When it comes to risk, everyone is different. For some a calculated risk with Read more…
Lots of landlords and property investors, including many people investing to supplement their retirement income, have been able to enter the property market over the last decade thanks to buy-to-let. The ability to get an affordable buy-to-let mortgage has opened up the door to many people who would have otherwise Read more…
Rapidly rising inflation has been pushing up the Bank of England’s (BoE) base rate at a historic pace in the last few months. The rate, set by the Bank’s Monetary Policy Committee (MPC), rose by 0.5 per cent in both August and September and currently sits at 2.25 per cent Read more…
During the mini-Budget, the Chancellor, Kwasi Kwarteng, plans to “accelerate” reforms to the pensions charge cap. This move, he said, would help to “unlock pension investments” into UK assets and high-growth businesses. Under these new pension measures, the Government has brought forward plans that exclude performance fees from the 0.75 per Read more…