Retiring before you reach State Pension age (SPA) is possible, but it takes careful planning. The earlier you stop working, the longer your money needs to last, and the more pressure it puts on your pension and savings. Here are the key points to think about before you hand in Read more…
Artificial intelligence (AI) is becoming more common in the world of finance. From chatbots to investment tools, many services now use AI to offer guidance. However, recent research shows that it might not be as reliable as it seems. AI sounds clever, but it can still get it wrong A Read more…
If you are aged 55 or over, pension freedoms give you more control over your retirement savings. Since 2015, anyone with a Defined Contribution pension can take money out in several ways, as a lump sum, regular income or even the whole pot at once. Despite this, research by financial Read more…
Green investing has soared in popularity. Sustainable investing continues to attract UK investors, with sustainable equities drawing £12.05 billion in 2024. Additionally, 64 per cent of British consumers are willing to pay up to 10 per cent more for sustainably packaged foods and drinks. This growing demand has led many Read more…
Emergency savings can be the financial buffer that stops short-term shocks from turning into long-term struggles. However, according to the Financial Conduct Authority (FCA), one in ten people in the UK have no cash savings at all. A further 21 per cent have less than £1,000 available for emergencies. Low Read more…