With increasing numbers of us living well into old age, more and more of us will suffer from dementia or other conditions that can leave us unable to make financial decisions for ourselves. As many of us look to our future, we must ensure we have the protections in place Read more…
Social media and consumer advice websites seem to have become obsessed with new ways of helping people to save in ever more novel ways. Many of these aspirational posts ask people to set themselves some truly odd challenges to help them save more money. One popular iteration of this is Read more…
The buy-to-let (BTL) property market has been in flux over the last few years as the attraction of strong returns competes against new rules and taxes on landlords and investors. Nevertheless, many people see it as an effective way to support their income or fund their retirement, especially where they Read more…
Workplace pensions and the auto-enrolment process, while not perfect, have certainly helped millions of Britons to put aside retirement savings for the first time in history. But the legislation behind this initiative still places limits on the compulsory age and earnings at which a person is enrolled. However, there is Read more…
The new Health and Social Care Levy will require pensioners to start paying National Insurance Contributions if they decide to work in retirement. Currently, when a person reaches state pension age, they are no longer required to pay National Insurance Contributions (NICs) if they continue to work. However, from April Read more…